Husband: If I die will you remarry me?
Wife: No I will stay with my sister. But if I die will you remarry me?
Husband: No I will also stay with your sister.
Lalu and his wife were angry with each other and were not talking to each other.
Lalu left a note on Rabri’s bedside table that said “Dear wife, awake me at 5 am tomorrow.
Next morning Lalu awoke at 8 a.m and saw a note on his bedside table: Dear Husband it is 5 O’clock get up.
Santa has to sell his dog. Banta wants to buy it.
Banta: Is this dog faithful?
Santa: Yes, I have sold it 3 times earlier also. It is so faithful, every time it returned back to me.
Funny Sharma was filling up application form for a job. He was not sure what to be filled in column "Salary Expected".
After much thought he wrote: YES
A Sardar Doctor and Pundit loved same girl.
Pundit started giving an apple to the girl everyday.
Sardar Doctor asked: WHY??
Pundit: An apple a day keeps the doctor away!
Girlfriend to Boyfriend: Now it is time we should marry.
Boyfriend: That's ok, but who will marry us.
Monday, August 30, 2010
Sunday, August 29, 2010
Why is media in India so negative?
Why is the media here so negative?
Why are we in India so embarrassed to recognize our own strengths, our achievements?
We are such a great nation. We have so many amazing success stories but we refuse to acknowledge them. Why?
We are the first in milk production.
We are number one in Remote sensing satellites.
We are the second largest producer of wheat.
We are the second largest producer of rice.
Look at Dr. Sudarshan; he has transferred the tribal village into a self-sustaining, self-driving unit. There are millions of such achievements but our media is only obsessed in the bad news and failures and disasters.
I was in Tel Aviv once and I was reading the Israeli newspaper. It was the day after a lot of attacks and bombardments and deaths had taken place. The Hamas had struck. But the front page of the newspaper had the picture of a Jewish gentleman who in five years had transformed his desert into an orchid and a granary. It was this inspiring picture that everyone woke up to. The gory details of killings, bombardments, deaths, were inside in the newspaper, buried among other news.
In India we only read about death, sickness, terrorism, crime.. Why are we so NEGATIVE? Another question: Why are we, as a nation so obsessed with foreign things? We want foreign TVs, we want foreign shirts. We want foreign technology.
Why this obsession with everything imported. Do we not realize that self-respect comes with self-reliance? I was in Hyderabad giving this lecture, when a 14 year old girl asked me for my autograph. I asked her what her goal in life is. She replied: I want to live in a developed India. For her, you and I will have to build this developed India. You must proclaim. India is not an under-developed nation; it is a highly developed nation.
Do you have 10 minutes? Allow me to come back with a vengeance.
Got 10 minutes for your country? If yes, then read; otherwise, choice is yours..
YOU say that our government is inefficient.
YOU say that our laws are too old.
YOU say that the municipality does not pick up the garbage.
YOU say that the phones don't work, the railways are a joke. The airline is the worst in the world, mails never reach their destination.
YOU say that our country has been fed to the dogs and is the absolute pits.
YOU say, say and say. What do YOU do about it?
Take a person on his way to Singapore. Give him a name - 'YOURS'. Give him a face - 'YOURS'. YOU walk out of the airport and you are at your International best. In Singapore you don't throw cigarette butts on the roads or eat in the stores. YOU are as proud of their Underground links as they are.. You pay $5 (approx. Rs. 60) to drive through Orchard Road (equivalent of Mahim Causeway or Pedder Road) between 5 PM and 8 PM. YOU come back to the parking lot to punch your parking ticket if you have over stayed in a restaurant or a shopping mall irrespective of your status identity… In Singapore you don't say anything, DO YOU? YOU wouldn't dare to eat in public during Ramadan, in Dubai. YOU would not dare to go out without your head covered in Jeddah.
YOU would not dare to buy an employee of the telephone exchange in London at 10 pounds (Rs.650) a month to, 'see to it that my STD and ISD calls are billed to someone else.’ YOU would not dare to speed beyond 55 mph (88 km/h) in Washington and then tell the traffic cop, 'Jaanta hai main kaun hoon (Do you know who I am?). I am so and so's son. Take your two bucks and get lost.' YOU wouldn't chuck an empty coconut shell anywhere other than the garbage pail on the beaches in Australia and New Zealand.
Why don't YOU spit Paan on the streets of Tokyo ? Why don't YOU use examination jockeys or buy fake certificates in Boston??? We are still talking of the same YOU.
YOU who can respect and conform to a foreign system in other countries but cannot in your own.
You who will throw papers and cigarettes on the road the moment you touch Indian ground. If you can be an involved and appreciative citizen in an alien country, why cannot you be the same here in India?
In America every dog owner has to clean up after his pet has done the job. Same in Japan..
Will the Indian citizen do that here?' He's right. We go to the polls to choose a government and after that forfeit all responsibility.
We sit back wanting to be pampered and expect the government to do everything for us whilst our contribution is totally negative. We expect the government to clean up but we are not going to stop chucking garbage all over the place nor are we going to stop to pick a up a stray piece of paper and throw it in the bin. We expect the railways to provide clean bathrooms but we are not going to learn the proper use of bathrooms.
We want Indian Airlines and Air India to provide the best of food and toiletries but we are not going to stop pilfering at the least opportunity.
This applies even to the staff who is known not to pass on the service to the public.
When it comes to burning social issues like those related to women, dowry, girl child! and others, we make loud drawing room protestations and continue to do the reverse at home. Our excuse? 'It's the whole system which has to change, how will it matter if I alone forego my sons' rights to a dowry.' So who's going to change the system?
What does a system consist of? Very conveniently for us it consists of our neighbours, other households, other cities, other communities and the government. But definitely not me and YOU. When it comes to us actually making a positive contribution to the system we lock ourselves along with our families into a safe cocoon and look into the distance at countries far away and wait for a Mr. Clean to come along & work miracles for us with a majestic sweep of his hand or we leave the country and run away.
Like lazy cowards hounded by our fears we run to America to bask in their glory and praise their system. When New York becomes insecure we run to England. When England experiences unemployment, we take the next flight out to the Gulf. When the Gulf is war struck, we demand to be rescued and brought home by the Indian government. Everybody is out to abuse and rape the country. Nobody thinks of feeding the system. Our conscience is mortgaged to money.
Dear Indians, The article is highly thought inductive, calls for a great deal of introspection and pricks one's conscience too…. I am echoing J. F. Kennedy's words to his fellow Americans to relate to Indians…..
'ASK WHAT WE CAN DO FOR INDIA AND DO WHAT HAS TO BE DONE TO MAKE INDIA WHAT AMERICA AND OTHER WESTERN COUNTRIES ARE TODAY'
Lets do what India needs from us.
Forward this mail to each Indian for a change instead of sending Jokes or junk mails.
Thank you,
Dr.. Abdul Kalam
Five jokes
1. School teacher asks What is common between Buddha, Jesus, Mahavir and Guru Nanak Dev Ji? Student: All of them were born on Indian centre government holidays!
2.Sardar Ji: Why have you increased speed of car?
Laloo: Break has failed. We should reach home before accident.
3. Laloo's Son: Dad, how much does it cost to get married.
Funny Laloo: I never calculated, I am still paying for it.
4.. A funny accountant visits a museum with a Sardar Ji.
Accountant: This painting is 500 years and 20 days old.
Sardar: Amazing! Where did you get this exact information?
Accountant: I was here 20 days ago. The guide told me that the painting was 500 years old.
5. Santa: Why do you close your eyes while playing the piano?
Banta: I can't see the agony of the audience.
6. Teacher to Student: Kid, your essay on "My Dog" is exactly the same as your brother's. Did you copy from him?
Student: No, teacher, it's about the same dog!
2.Sardar Ji: Why have you increased speed of car?
Laloo: Break has failed. We should reach home before accident.
3. Laloo's Son: Dad, how much does it cost to get married.
Funny Laloo: I never calculated, I am still paying for it.
4.. A funny accountant visits a museum with a Sardar Ji.
Accountant: This painting is 500 years and 20 days old.
Sardar: Amazing! Where did you get this exact information?
Accountant: I was here 20 days ago. The guide told me that the painting was 500 years old.
5. Santa: Why do you close your eyes while playing the piano?
Banta: I can't see the agony of the audience.
6. Teacher to Student: Kid, your essay on "My Dog" is exactly the same as your brother's. Did you copy from him?
Student: No, teacher, it's about the same dog!
Thursday, August 26, 2010
Survival of flatterers is easy
Government of India framed policy for posting of bank employees in Villages as also for posting in North Eastern States to promote rural banking and to help development work in rural areas and North Eastern states. But unfortunately this noble policy is also misused by top officials of banks.
When an officer fails to serve self interest of an executive or does not act as per whims of the executive, such officer become target of the executive. The executive uses his power of transfer and issues order transferring the services of such disobedient officer to either remote villages or to critical branches located in North East States
Management of banks have always misused this excellent policy to discard non-flatterers and to torture those employees who do not indulge in corrupt practices as per fancies of the boss and who do not implements bad orders of the executives.
If RBI or any investigating agency makes an honest inquiry and peeps into records of promotion and posting of any bank he will definitely find that some officers have been working in villages for two or three decades whereas flatterers of the top officials of the management have been allowed to work in Metros for decades together.
When an officer do not provide gifts to General Manager, he is posted in North Eastern States on the plea of Non Performance whereas those who commit fraud or indulge in irregular credits but always provide golden gifts to GMs, DGMs, AGMs in the name of some function or the other (like inauguration or customer’s meeting) are allowed to remain in big towns.
Some officers are simply creating bad advances and some others are constrained to recover the bad advances merely to save the corrupt officers from punishment. This is why loans or advances become Sub Standard in one or two years of its disbursement. It is also a bitter fact that such bad advances are concealed by gifting Auditors and inspectors and treated as good advances till the sanctioning officer is either promoted or retired from the bank.
Honest workers are made scapegoat for the misdeeds of bad executives.. It is undeniably truth that excellent results exhibited through annual balance sheets are due to devoted work of good performers and that of good officers who are salvaging banks from the misdeeds of bad officers.
As such shining balance sheet of a bank should not give conclusion that the results shown are hard work of top officials sitting in AC rooms but it is undoubtedly due to hard work of field workers who are head of a branch and who have been doing hard work even under several constraints including acute manpower shortage.
It is desirable to point out here that manpower in banks is adequately provided only to those Branches which are headed by a flatterer even if he has caused loss to banks in crores of rupees. On the contrary if any executive desires to take revenge or to tactfully torture an officer, he will try to remove good supporting staff from the branch where non flatterer officer is head of a branch.
Until RBI or CBI catch hold of corrupt executives and punish the evil performers and at the same time award those officers who have been whimsically kept away from promotions and unless good officers are given respectable posting and promotions one cannot imagine of any rise in intrinsic value of any bank
On the contrary PSU banks are facing erosion in intrinsic value due to dirty implementation of apparently good HRD policies. Any employee can be deprived of good posting and denied of timely promotion by a corrupt boss by giving such employee the least possible marks in Interview.
Power makes executive corrupt if the decisions made by them are not transparent and subject to review. Root cause of persistence and promotion of such corrupt officers is due to the bitter fact that even courts fail to provide justice in decades .There is no reason to disbelieve that due to ineffectiveness of courts, top officials in banks usually indulge in giving whimsical promotions and also in issuing arbitrary orders for transfers and postings of non-flatterers.
As a mater of fact such unhealthy culture prevails in most of the government offices, departments and Public Sector undertakings. Even Indian courts are victim of this culture and this is why lacs of cases are pending in various courts and justice is seldom available from Indian courts in time.
When an officer fails to serve self interest of an executive or does not act as per whims of the executive, such officer become target of the executive. The executive uses his power of transfer and issues order transferring the services of such disobedient officer to either remote villages or to critical branches located in North East States
Management of banks have always misused this excellent policy to discard non-flatterers and to torture those employees who do not indulge in corrupt practices as per fancies of the boss and who do not implements bad orders of the executives.
If RBI or any investigating agency makes an honest inquiry and peeps into records of promotion and posting of any bank he will definitely find that some officers have been working in villages for two or three decades whereas flatterers of the top officials of the management have been allowed to work in Metros for decades together.
When an officer do not provide gifts to General Manager, he is posted in North Eastern States on the plea of Non Performance whereas those who commit fraud or indulge in irregular credits but always provide golden gifts to GMs, DGMs, AGMs in the name of some function or the other (like inauguration or customer’s meeting) are allowed to remain in big towns.
Some officers are simply creating bad advances and some others are constrained to recover the bad advances merely to save the corrupt officers from punishment. This is why loans or advances become Sub Standard in one or two years of its disbursement. It is also a bitter fact that such bad advances are concealed by gifting Auditors and inspectors and treated as good advances till the sanctioning officer is either promoted or retired from the bank.
Honest workers are made scapegoat for the misdeeds of bad executives.. It is undeniably truth that excellent results exhibited through annual balance sheets are due to devoted work of good performers and that of good officers who are salvaging banks from the misdeeds of bad officers.
As such shining balance sheet of a bank should not give conclusion that the results shown are hard work of top officials sitting in AC rooms but it is undoubtedly due to hard work of field workers who are head of a branch and who have been doing hard work even under several constraints including acute manpower shortage.
It is desirable to point out here that manpower in banks is adequately provided only to those Branches which are headed by a flatterer even if he has caused loss to banks in crores of rupees. On the contrary if any executive desires to take revenge or to tactfully torture an officer, he will try to remove good supporting staff from the branch where non flatterer officer is head of a branch.
Until RBI or CBI catch hold of corrupt executives and punish the evil performers and at the same time award those officers who have been whimsically kept away from promotions and unless good officers are given respectable posting and promotions one cannot imagine of any rise in intrinsic value of any bank
On the contrary PSU banks are facing erosion in intrinsic value due to dirty implementation of apparently good HRD policies. Any employee can be deprived of good posting and denied of timely promotion by a corrupt boss by giving such employee the least possible marks in Interview.
Power makes executive corrupt if the decisions made by them are not transparent and subject to review. Root cause of persistence and promotion of such corrupt officers is due to the bitter fact that even courts fail to provide justice in decades .There is no reason to disbelieve that due to ineffectiveness of courts, top officials in banks usually indulge in giving whimsical promotions and also in issuing arbitrary orders for transfers and postings of non-flatterers.
As a mater of fact such unhealthy culture prevails in most of the government offices, departments and Public Sector undertakings. Even Indian courts are victim of this culture and this is why lacs of cases are pending in various courts and justice is seldom available from Indian courts in time.
Monday, August 23, 2010
Member of Parliament not happy with 300% rise
Member of Parliament in India is now serviceman like other employees of central government or state government or public sector undertaking or bank and insurance companies. They are now high wage earners. Their annual package is around fifty lacs with no fear of action from employer voters. No minimum qualification is needed to become an MP. No age bar is there for becoming an MP. No recruitment test or interview is essential, only to face the voters once in five years. There is no need to worry about wage revision. Salary may be revised upwards in two years or even in one year with a rise of 300% to 500% rise. There is no need to go on strike or to go for agitational programme as employees of other departments do more often. There is no waiting period for wage revision. In one week Parliament may pass the bill because it has to be passed by MP only. A person may be millionaire, crorepati or even a criminal, he or she may become MP. Even criminals may think of becoming an MP he or she has developed art of speaking. Hitherto good speaker used to get a chance to become a CEO at best. Privileges MPs enjoy are as follows
All Member of Parliament is provided with security. Other employees will not get any protection until court order is there. They are entitled for pension even if a person serves as MP for a single day. Other employees (especially bank employees) are not sure of getting pension if he or she leaves job even after serving for twenty or thirty years or even more.
Other employees need some basic qualification relevant to post for recruitment, some examination to pass and some interview or group discussion to get the service .But MP need not possess any qualification. Even a minister need not have knowledge of Portfolio he is allotted.
MP‘s service is at least guaranteed for five years. One should try at least to be nominated by parliament on the basis of some special skill or special social recognition.
They will face the interview (fresh election) only after five years as other employees face examination written or interview or both for promotion. Promotion of MP to minister is not guaranteed or is not based on performance. MP with single day experience may become Minister and on the other hand MP with 30 years experience may not be found suitable for inclusion in council of Minister.
There is no periodical appraisal or assessment of their performance and they need not be afraid of any action or removal from the post of MP at least for five years. They cannot be serviced any notice for non attendance in Parliament, or for creating nuisance, or for sleeping in Parliament or for not participating in debate. They may not be on duty and they may be out for personal reasons or on foreign tour with family or loitering in Delhi absenting from Parliament or even sitting and sleeping in their residential quarter in Delhi or enjoying dance bar in Delhi absenting from parliament session, but they cannot be questioned because it is always supposed that they are with their voters and doing some work for voters and their constituency.
On the contrary, a peon or a Secretary in service is always afraid of action from his boss and from his minister. Even for a single day leave, he has to flatter his boss. His entire career depends on quality and quantum of flattery he extends to his bosses, quantum of bribe earned by him is shared with his boss. An employee right from peon to secretary has to depend for all purposes on his boss, otherwise he will be spoilt. Secretary or any good officer may highly educated, talented and experienced but he can be punished by an illiterate MP or illiterate Minister like Lalu or Mulayam Mayawati or Madhu Koda. Anytime, any day and any moment, they can be at least transferred from cream post and shunted to remote and critical post or from respectable post to third class post from a peaceful place to crime prone area or naxal affected area.
Even if MP does not perform he will not be punished by anyone because there is no controlling authority. If any MP loses next election he will not be treated as non performer.
If a person is somehow or other elected and even if he willfully does not perform and he involves himself only in corrupt practices, none can raise voice or take any punitive action. “Saiyan (husband) Bhai Kotwal (police) to Dar Kahe Ka”. MP cannot be recalled from service for five years whereas a clerk or even senior most IAS and IPS officer can be removed from service after a few days in service.
Survival of any serviceman depend everyday on whims and fancies of his boss but that of MP depends on voters and that too after five years. For at least five years MP is unbeatable, unquestionable, undisputable and unassailable king and he can rule over his maker (voters) at least for five years without any fear or any action from his mentor voters.
None is empowered to seek explanation or issue charge sheet or suspend him for indiscipline or willful absenteeism or not being punctual. MP cannot be punished for indulging in financial crime.MP is not answerable and accountable to any one. Even if there is any regulator like cabinet of speaker, they are MP themselves and hence there is practically no fear.
There is no question of any action against any MP of ruling party. If any action is taken against any MP of opposition group entire party will agitate, make hue and cry, fight with chairs, throw chair on speaker, abuse each other, stall proceedings of Parliament as long as contemplated action against erring MP is not withdrawn.
There is practically no code of conduct for MP. They are free to do whatsoever they like
After all they are called as Public representative. They are answerable to voters. They are elected by innocent and illiterate voters and hence they have to learn the tact how to befool the voter on the eve of next election and how to win their vote by hook or by crook.
MP can make false promises, motivate voters either on caste ground or quota issue or communal matter or even purchase them by offering some gift or some cash or some wine or through offering any temporary temptation to voters. They can even force voters to cast their precious votes in their favour by issuing even threatening pamphlets among voters.
MPs of all parties are unanimous on their personal matters and personal benefits like salary revision or for non-action against erring MP. MPs are not afraid of leave without pay .MP cannot be barred from seeking another election or becoming a minister even if he or she is undisciplined. Even if an MP is accused of serious crime or MP is accused by CBI or jailed due to criminal charges, his service is not terminated or suspended before five years term is completed. Rather he may be given a safe seat to contest election from Rajya Sabha or nominated as MP directly or made Governor of a state like Shiv Raj Patil or made President of India.
An accused person or a charge sheeted person or a person with adverse police report cannot imagine of a government job but he or she can contest an election and become MP if he has developed an art to trap voters in his net in his constituency. This is why hundreds of hard core criminals have managed their entry into Parliament.
Last but not the least , an employer has the right to remove his employee but voters who employ an MP has got no right to take any action against his employee MP , not to speak or imagine of removing him or recalling MP.
23.08.2010
All Member of Parliament is provided with security. Other employees will not get any protection until court order is there. They are entitled for pension even if a person serves as MP for a single day. Other employees (especially bank employees) are not sure of getting pension if he or she leaves job even after serving for twenty or thirty years or even more.
Other employees need some basic qualification relevant to post for recruitment, some examination to pass and some interview or group discussion to get the service .But MP need not possess any qualification. Even a minister need not have knowledge of Portfolio he is allotted.
MP‘s service is at least guaranteed for five years. One should try at least to be nominated by parliament on the basis of some special skill or special social recognition.
They will face the interview (fresh election) only after five years as other employees face examination written or interview or both for promotion. Promotion of MP to minister is not guaranteed or is not based on performance. MP with single day experience may become Minister and on the other hand MP with 30 years experience may not be found suitable for inclusion in council of Minister.
There is no periodical appraisal or assessment of their performance and they need not be afraid of any action or removal from the post of MP at least for five years. They cannot be serviced any notice for non attendance in Parliament, or for creating nuisance, or for sleeping in Parliament or for not participating in debate. They may not be on duty and they may be out for personal reasons or on foreign tour with family or loitering in Delhi absenting from Parliament or even sitting and sleeping in their residential quarter in Delhi or enjoying dance bar in Delhi absenting from parliament session, but they cannot be questioned because it is always supposed that they are with their voters and doing some work for voters and their constituency.
On the contrary, a peon or a Secretary in service is always afraid of action from his boss and from his minister. Even for a single day leave, he has to flatter his boss. His entire career depends on quality and quantum of flattery he extends to his bosses, quantum of bribe earned by him is shared with his boss. An employee right from peon to secretary has to depend for all purposes on his boss, otherwise he will be spoilt. Secretary or any good officer may highly educated, talented and experienced but he can be punished by an illiterate MP or illiterate Minister like Lalu or Mulayam Mayawati or Madhu Koda. Anytime, any day and any moment, they can be at least transferred from cream post and shunted to remote and critical post or from respectable post to third class post from a peaceful place to crime prone area or naxal affected area.
Even if MP does not perform he will not be punished by anyone because there is no controlling authority. If any MP loses next election he will not be treated as non performer.
If a person is somehow or other elected and even if he willfully does not perform and he involves himself only in corrupt practices, none can raise voice or take any punitive action. “Saiyan (husband) Bhai Kotwal (police) to Dar Kahe Ka”. MP cannot be recalled from service for five years whereas a clerk or even senior most IAS and IPS officer can be removed from service after a few days in service.
Survival of any serviceman depend everyday on whims and fancies of his boss but that of MP depends on voters and that too after five years. For at least five years MP is unbeatable, unquestionable, undisputable and unassailable king and he can rule over his maker (voters) at least for five years without any fear or any action from his mentor voters.
None is empowered to seek explanation or issue charge sheet or suspend him for indiscipline or willful absenteeism or not being punctual. MP cannot be punished for indulging in financial crime.MP is not answerable and accountable to any one. Even if there is any regulator like cabinet of speaker, they are MP themselves and hence there is practically no fear.
There is no question of any action against any MP of ruling party. If any action is taken against any MP of opposition group entire party will agitate, make hue and cry, fight with chairs, throw chair on speaker, abuse each other, stall proceedings of Parliament as long as contemplated action against erring MP is not withdrawn.
There is practically no code of conduct for MP. They are free to do whatsoever they like
After all they are called as Public representative. They are answerable to voters. They are elected by innocent and illiterate voters and hence they have to learn the tact how to befool the voter on the eve of next election and how to win their vote by hook or by crook.
MP can make false promises, motivate voters either on caste ground or quota issue or communal matter or even purchase them by offering some gift or some cash or some wine or through offering any temporary temptation to voters. They can even force voters to cast their precious votes in their favour by issuing even threatening pamphlets among voters.
MPs of all parties are unanimous on their personal matters and personal benefits like salary revision or for non-action against erring MP. MPs are not afraid of leave without pay .MP cannot be barred from seeking another election or becoming a minister even if he or she is undisciplined. Even if an MP is accused of serious crime or MP is accused by CBI or jailed due to criminal charges, his service is not terminated or suspended before five years term is completed. Rather he may be given a safe seat to contest election from Rajya Sabha or nominated as MP directly or made Governor of a state like Shiv Raj Patil or made President of India.
An accused person or a charge sheeted person or a person with adverse police report cannot imagine of a government job but he or she can contest an election and become MP if he has developed an art to trap voters in his net in his constituency. This is why hundreds of hard core criminals have managed their entry into Parliament.
Last but not the least , an employer has the right to remove his employee but voters who employ an MP has got no right to take any action against his employee MP , not to speak or imagine of removing him or recalling MP.
23.08.2010
Sunday, August 22, 2010
Member of Parliament
Member of Parliament in India is now serviceman like other employees of central government or state government or public sector undertaking or bank and insurance companies. They are now high wage earners. Their annual package is around fifty lacs with no fear of action from employer voters. No minimum qualification is needed to become an MP. No age bar is there for becoming an MP. No recruitment test or interview is essential, only to face the voters once in five years. A person may be millionaire, crorepati or even a criminal, he or she may become MP. Even criminals may think of becoming an MP he or she has developed art of speaking. Hitherto good speaker used to get a chance to become a CEO at best. Privileges MPs enjoy are as follows
All Member of Parliament is entitled for pension even if he or she serves as MP for a single day. Other employees (especially bank employees) are not sure of getting pension if he or she leaves bank’s job even after serving for twenty or thirty years or even more.
Other employees need some basic qualification relevant to post for recruitment, some examination to pass and some interview or group discussion to get the service .But MP need not possess any qualification. Even a minister need not have knowledge of Portfolio he is allotted.
MP‘s service is at least guaranteed for five years.
They will face the interview (fresh election) only after five years as other employees face examination written or interview or both for promotion. Promotion of MP to minister is not guaranteed or is not based on performance. MP with single day experience may become Minister and on the other hand MP with 30 years experience may not be found suitable for inclusion in council of Minister.
There is no periodical appraisal or assessment of their performance and they need not be afraid of any action or removal from the post of MP at least for five years. They cannot be serviced any notice for non attendance in Parliament, or for creating nuisance, or for sleeping in Parliament or for not participating in debate. They may not be on duty and they may be out for personal reasons or on foreign tour with family or loitering in Delhi absenting from Parliament or even sitting and sleeping in their residential quarter in Delhi or enjoying dance bar in Delhi absenting from parliament session, but they cannot be questioned because it is always supposed that they are with their voters and doing some work for voters and their constituency.
On the contrary, a peon or a Secretary in service is always afraid of action from his boss and from his minister. Even for a single day leave, he has to flatter his boss. His entire career depends on quality and quantum of flattery he extends to his bosses, quantum of bribe earned by him is shared with his boss. An employee right from peon to secretary has to depend for all purposes on his boss, otherwise he will be spoilt. Secretary or any good officer may highly educated, talented and experienced but he can be punished by an illiterate MP or illiterate Minister like Lalu or Mulayam Mayawati or Madhu Koda. Anytime, any day and any moment, they can be at least transferred from cream post and shunted to remote and critical post or from respectable post to third class post from a peaceful place to crime prone area or naxal affected area.
Even if MP does not perform he will not be punished by anyone because there is no controlling authority. If any MP loses next election he will not be treated as non performer.
If a person is somehow or other elected and even if he willfully does not perform and he involves himself only in corrupt practices, none can raise voice or take any punitive action. “Saiyan (husband) Bhai Kotwal (police) to Dar Kahe Ka”. MP cannot be recalled from service for five years whereas a clerk or even senior most IAS and IPS officer can be removed from service after a few days in service.
Survival of any serviceman depend everyday on whims and fancies of his boss but that of MP depends on voters and that too after five years. For at least five years MP is unbeatable, unquestionable, undisputable and unassailable king and he can rule over his maker (voters) at least for five years without any fear or any action from his mentor voters.
None is empowered to seek explanation or issue charge sheet or suspend him for indiscipline or willful absenteeism or not being punctual. MP cannot be punished for indulging in financial crime.MP is not answerable and accountable to any one. Even if there is any regulator like cabinet of speaker, they are MP themselves and hence there is practically no fear.
There is no question of any action against any MP of ruling party. If any action is taken against any MP of opposition group entire party will agitate, make hue and cry, fight with chairs, throw chair on speaker, abuse each other, stall proceedings of Parliament as long as contemplated action against erring MP is not withdrawn.
There is practically no code of conduct for MP. They are free to do whatsoever they like
After all they are called as Public representative. They are answerable to voters. They are elected by innocent and illiterate voters and hence they have to learn the tact how to befool the voter on the eve of next election and how to win their vote by hook or by crook.
MP can make false promises, motivate voters either on caste ground or quota issue or communal matter or even purchase them by offering some gift or some cash or some wine or through offering any temporary temptation to voters. They can even force voters to cast their precious votes in their favour by issuing even threatening pamphlets among voters.
MPs of all parties are unanimous on their personal matters and personal benefits like salary revision or for non-action against erring MP. MPs are not afraid of leave without pay .MP cannot be barred from seeking another election or becoming a minister even if he or she is undisciplined. Even if an MP is accused of serious crime or MP is accused by CBI or jailed due to criminal charges, his service is not terminated or suspended before five years term is completed. Rather he may be given a safe seat to contest election from Rajya Sabha or nominated as MP directly or made Governor of a state like Shiv Raj Patil or made President of India.
An accused person or a charge sheeted person or a person with adverse police report cannot imagine of a government job but he or she can contest an election and become MP if he has developed an art to trap voters in his net in his constituency. This is why hundreds of hard core criminals have managed their entry into Parliament.
Last but not the least , an employer has the right to remove his employee but voters who employ an MP has got no right to take any action against his employee MP , not to speak or imagine of removing him or recalling MP.
23.08.2010
All Member of Parliament is entitled for pension even if he or she serves as MP for a single day. Other employees (especially bank employees) are not sure of getting pension if he or she leaves bank’s job even after serving for twenty or thirty years or even more.
Other employees need some basic qualification relevant to post for recruitment, some examination to pass and some interview or group discussion to get the service .But MP need not possess any qualification. Even a minister need not have knowledge of Portfolio he is allotted.
MP‘s service is at least guaranteed for five years.
They will face the interview (fresh election) only after five years as other employees face examination written or interview or both for promotion. Promotion of MP to minister is not guaranteed or is not based on performance. MP with single day experience may become Minister and on the other hand MP with 30 years experience may not be found suitable for inclusion in council of Minister.
There is no periodical appraisal or assessment of their performance and they need not be afraid of any action or removal from the post of MP at least for five years. They cannot be serviced any notice for non attendance in Parliament, or for creating nuisance, or for sleeping in Parliament or for not participating in debate. They may not be on duty and they may be out for personal reasons or on foreign tour with family or loitering in Delhi absenting from Parliament or even sitting and sleeping in their residential quarter in Delhi or enjoying dance bar in Delhi absenting from parliament session, but they cannot be questioned because it is always supposed that they are with their voters and doing some work for voters and their constituency.
On the contrary, a peon or a Secretary in service is always afraid of action from his boss and from his minister. Even for a single day leave, he has to flatter his boss. His entire career depends on quality and quantum of flattery he extends to his bosses, quantum of bribe earned by him is shared with his boss. An employee right from peon to secretary has to depend for all purposes on his boss, otherwise he will be spoilt. Secretary or any good officer may highly educated, talented and experienced but he can be punished by an illiterate MP or illiterate Minister like Lalu or Mulayam Mayawati or Madhu Koda. Anytime, any day and any moment, they can be at least transferred from cream post and shunted to remote and critical post or from respectable post to third class post from a peaceful place to crime prone area or naxal affected area.
Even if MP does not perform he will not be punished by anyone because there is no controlling authority. If any MP loses next election he will not be treated as non performer.
If a person is somehow or other elected and even if he willfully does not perform and he involves himself only in corrupt practices, none can raise voice or take any punitive action. “Saiyan (husband) Bhai Kotwal (police) to Dar Kahe Ka”. MP cannot be recalled from service for five years whereas a clerk or even senior most IAS and IPS officer can be removed from service after a few days in service.
Survival of any serviceman depend everyday on whims and fancies of his boss but that of MP depends on voters and that too after five years. For at least five years MP is unbeatable, unquestionable, undisputable and unassailable king and he can rule over his maker (voters) at least for five years without any fear or any action from his mentor voters.
None is empowered to seek explanation or issue charge sheet or suspend him for indiscipline or willful absenteeism or not being punctual. MP cannot be punished for indulging in financial crime.MP is not answerable and accountable to any one. Even if there is any regulator like cabinet of speaker, they are MP themselves and hence there is practically no fear.
There is no question of any action against any MP of ruling party. If any action is taken against any MP of opposition group entire party will agitate, make hue and cry, fight with chairs, throw chair on speaker, abuse each other, stall proceedings of Parliament as long as contemplated action against erring MP is not withdrawn.
There is practically no code of conduct for MP. They are free to do whatsoever they like
After all they are called as Public representative. They are answerable to voters. They are elected by innocent and illiterate voters and hence they have to learn the tact how to befool the voter on the eve of next election and how to win their vote by hook or by crook.
MP can make false promises, motivate voters either on caste ground or quota issue or communal matter or even purchase them by offering some gift or some cash or some wine or through offering any temporary temptation to voters. They can even force voters to cast their precious votes in their favour by issuing even threatening pamphlets among voters.
MPs of all parties are unanimous on their personal matters and personal benefits like salary revision or for non-action against erring MP. MPs are not afraid of leave without pay .MP cannot be barred from seeking another election or becoming a minister even if he or she is undisciplined. Even if an MP is accused of serious crime or MP is accused by CBI or jailed due to criminal charges, his service is not terminated or suspended before five years term is completed. Rather he may be given a safe seat to contest election from Rajya Sabha or nominated as MP directly or made Governor of a state like Shiv Raj Patil or made President of India.
An accused person or a charge sheeted person or a person with adverse police report cannot imagine of a government job but he or she can contest an election and become MP if he has developed an art to trap voters in his net in his constituency. This is why hundreds of hard core criminals have managed their entry into Parliament.
Last but not the least , an employer has the right to remove his employee but voters who employ an MP has got no right to take any action against his employee MP , not to speak or imagine of removing him or recalling MP.
23.08.2010
Saturday, August 21, 2010
Value good people
There was an IAS officers namely K K Pathak .Entire district used to be afraid of him wherever he was posted as District Magistrate in that district, All offices used to work seriously.He faced 19 transfers in 7 years of his initial service. Later on he was shunted in Secretariat by Bihar CM.
There was Mr. T. N. Seshan who exhibited how an election commissioner can perform. Similarly Mr. P Chidambram, present Home Minister of India has proved how terror attack can be minimized.
Before him was Mr. Shiv Raj Patil during whose tenure more than ten attacks took place and he was later awarded and made Governor of a state?
If we see USA, UK and even big country like China there is no such large scale corruption, crime or inactiveness in government offices.
When man changes, environment changes and Style of administration changes.
When Lalu was CM there used to be many incidents of crimes and many cases of rape, murders, loot, dacoity, hijacking and kidnapping. When Nitish took charge of Bihar as CM, you will find there is complete turnaround. Bihar is now almost crime free and reckoned as number two state as far as GDP growth is concerned.
There are many good officers in our country whose image keeps criminal away. Unfortunately such good officers in our country are sidelined in our country and flatterers or corrupt officials are given best posting, best promotions and best benefits. India needs honest and transparent policy on recruitment, posting, transfers, and promotions and all scope of Interview or discretion or arbitrary decisions have o be removed. Only then healthy work culture will prevail and good people will perform without any fear of repercussion.
22.08.2010
There was Mr. T. N. Seshan who exhibited how an election commissioner can perform. Similarly Mr. P Chidambram, present Home Minister of India has proved how terror attack can be minimized.
Before him was Mr. Shiv Raj Patil during whose tenure more than ten attacks took place and he was later awarded and made Governor of a state?
If we see USA, UK and even big country like China there is no such large scale corruption, crime or inactiveness in government offices.
When man changes, environment changes and Style of administration changes.
When Lalu was CM there used to be many incidents of crimes and many cases of rape, murders, loot, dacoity, hijacking and kidnapping. When Nitish took charge of Bihar as CM, you will find there is complete turnaround. Bihar is now almost crime free and reckoned as number two state as far as GDP growth is concerned.
There are many good officers in our country whose image keeps criminal away. Unfortunately such good officers in our country are sidelined in our country and flatterers or corrupt officials are given best posting, best promotions and best benefits. India needs honest and transparent policy on recruitment, posting, transfers, and promotions and all scope of Interview or discretion or arbitrary decisions have o be removed. Only then healthy work culture will prevail and good people will perform without any fear of repercussion.
22.08.2010
Thursday, August 12, 2010
Payment of PF, Pension and Gratuity
I wish to draw your kind attention on following discriminatory laws, agreements, practices or rules and hope you will suggest corrective step to concerned department.
In all companies in private sector employee is free to leave the job with 60 days notice. But in government offices or in banks or insurance companies staffs are like slave. If they resign before retirement age they have to forfeit their PF or pension benefits. In the age of reformation employees switch from one company to other in quest of better pay package. It is he duty of government to bring about necessary amendment in PF payment, pension payment and gratuity payment act so that none of the benefits are snatched by employer. It is surprising that bank employees are not given pension or PF if he resigns from his services even at the age of 50 or 55. Obviously banks want to earn profit by depriving legitimate right of employees. All acts related to terminal benefits must be made staff friendly and not employer friendly
Engineers and MBAs frequently change their employer in search of better pay package. Due to this they do not get payment of gratuity. Even PF is blocked because they get better employment at different place in different companies. It is not easy for them to get refund of accumulated amount from PF account because of lengthy process. This is why Rs.10000 crores in more than one crores account is unclaimed as per latest report.
Ceiling for Payment of Gratuity to central government employees is enhanced from 3.5 lacs to rupees ten lacs and it is effective from 01.01.2006 for central and state government employees but it is effective from 24.05.2010 for all others including bank employees. Why is such discrimination in this amendment?
In quest of better opportunities or due to extra ordinary pressure of work or due to torturous harassment of bosses or due to arbitrary rejection in promotion process or due to posting at critical place or due to any reason where an employee serving in a bank want to resign from his services he is not paid pension or bank’s contributions accumulated in PF account is not refunded to him. Why?
Central government bears the load of pension for central government employees but not for banks. Why?
SBI is giving PF, Gratuity and pension to all employees but other banks are not paying these three. Other PSU banks are paying only two PF and gratuity on retirement. Why?
In the recent 9t bipartite settlement banks agreed to give second offer to of pension to PF optees but they are making recovery from Rs.50000 to one lac rupees towards pension cost. Existing pension optees were not required to pay for opting pension. Why this discrimination?
Revised scale for Central government employees is adequately long in each cadre to accommodate employees till he gets time bund promotion and provides payment of annual employee every year even if he is not promoted to higher scale. In banks, most of the senior officers and non officer employees are not getting annual increment every year. Why is there stagnation in each scale? Seniority and knowledge experience become a curse in banking industry.
Why is government silent spectators of these anomalies and such objectionable violation of law of equality granted by Constitution of India for all for Indian citizens. One may suggest court case for remedy. But will anyone get justice from Indian court before his or her death even after spending all money he or she has in his hand?
12.08.2010
In all companies in private sector employee is free to leave the job with 60 days notice. But in government offices or in banks or insurance companies staffs are like slave. If they resign before retirement age they have to forfeit their PF or pension benefits. In the age of reformation employees switch from one company to other in quest of better pay package. It is he duty of government to bring about necessary amendment in PF payment, pension payment and gratuity payment act so that none of the benefits are snatched by employer. It is surprising that bank employees are not given pension or PF if he resigns from his services even at the age of 50 or 55. Obviously banks want to earn profit by depriving legitimate right of employees. All acts related to terminal benefits must be made staff friendly and not employer friendly
Engineers and MBAs frequently change their employer in search of better pay package. Due to this they do not get payment of gratuity. Even PF is blocked because they get better employment at different place in different companies. It is not easy for them to get refund of accumulated amount from PF account because of lengthy process. This is why Rs.10000 crores in more than one crores account is unclaimed as per latest report.
Ceiling for Payment of Gratuity to central government employees is enhanced from 3.5 lacs to rupees ten lacs and it is effective from 01.01.2006 for central and state government employees but it is effective from 24.05.2010 for all others including bank employees. Why is such discrimination in this amendment?
In quest of better opportunities or due to extra ordinary pressure of work or due to torturous harassment of bosses or due to arbitrary rejection in promotion process or due to posting at critical place or due to any reason where an employee serving in a bank want to resign from his services he is not paid pension or bank’s contributions accumulated in PF account is not refunded to him. Why?
Central government bears the load of pension for central government employees but not for banks. Why?
SBI is giving PF, Gratuity and pension to all employees but other banks are not paying these three. Other PSU banks are paying only two PF and gratuity on retirement. Why?
In the recent 9t bipartite settlement banks agreed to give second offer to of pension to PF optees but they are making recovery from Rs.50000 to one lac rupees towards pension cost. Existing pension optees were not required to pay for opting pension. Why this discrimination?
Revised scale for Central government employees is adequately long in each cadre to accommodate employees till he gets time bund promotion and provides payment of annual employee every year even if he is not promoted to higher scale. In banks, most of the senior officers and non officer employees are not getting annual increment every year. Why is there stagnation in each scale? Seniority and knowledge experience become a curse in banking industry.
Why is government silent spectators of these anomalies and such objectionable violation of law of equality granted by Constitution of India for all for Indian citizens. One may suggest court case for remedy. But will anyone get justice from Indian court before his or her death even after spending all money he or she has in his hand?
12.08.2010
Wednesday, August 11, 2010
Justice delayed justice denied
( An Open appeal to Prime Minster of India and Finance Minister of India)
Subject: Illegal recovery from PF optees in PSU Banks
And
Misuse of usual delay in judicial process
I would like to draw your kind intervention in the matter of second offer of pension being given to bank employees who did not accept pension offer in 1993/95 when pension scheme was first introduced in banks in lieu of contributory provident fund.
After prolonged movement by bank employees for almost 15 years and after 30 months agitational programme, Indian banks Association (IBA) signed an agreement with United Forum of Bank Employees (UFBU) on 27th of April. Till 25th of April 2010 there was never a talk among leaders during last 15 years that there will be recovery from PF optees from their arrear if they are given second option for pension. But in the eleventh hour, union leaders who are mostly retired employees were ill motivated by IBA and it is they played a mischievous role to introduce a discriminatory clause in the agreement which enables banks to recover 2.8 times of revised salary of November 2007 from such employees who opts for pension.
Obviously those who opted for pension in 1993/95 got free option for pension whereas those who will opt for the same benefit after 15 years prolonged movement will have to purchase the same by paying Rs.50000 to more than one lac rupees. This discrimination is clearly in violation of spirit of Equality of Law granted under Indian Constitution.
Since the agreement was signed by a few say 20 union leaders on behalf of eight lac bank employees IBA got an upper hand in executing even legally invalid clause. In such position bank employees all over the country started condemning the said bipartite settlement, formed fresh unions and finally filed writs in various high courts.
On 24th June 2010 Madras High Court granted interim stay on recovery from PF optees.
But IBA and bank management in nexus with mischievous union leaders filed another writ in the same court for vacation on stay on the false but emotional plea that retired employees are on the verge of death and banks are unable to start pension payment to them because they have no fund and they not got refund from retired employees.
Court due to its busy schedule heard the petition on 10th of August 2010, considered the pain of retired employees and vacated the stay.
IBA and union leaders in particular and people of India understand it very well that once the court case is filed in any Indian court, it will take a decade or two decade in getting final judgment on any issue. In such situation banks can execute the disputed agreement.
It is open secret now that banks will not only spend lavishly on advocate to prolong the hearing , torture the fighting employees and but also try its best to weaken the fighting intensity of employees who have moved courts in the large interest of three lac retired and three lac serving employees.
Obviously bank employees for none of their fault will have to pay Rs.50000/ to more than one lac to purchase pension offer which is absolutely illegal and not reasonable from any angle of consideration. Such discriminatory recovery never occurred in any department in our country. This historic blunder is going to be committed by bank management and bank employees will become victim of faulty judicial process as everyone knows that it takes High courts and Supreme Court two to three decades in deciding any case.
I therefore make an earnest appeal to you to advise finance ministry, banking division, law ministry and IBA to bring about necessary change in the agreement or else government of India should promulgate an ordinance and make bank employees at par with Central government employees and nullify the said discriminatory agreement. In the recent past when dispute arose between IRDA and SEBI government of India with the help of ordinance nullified the effect of court case filed by IRDA against SEBI.
Alternately you can ensure expeditious judicial process by appointing special bench in Supreme Court combining writs filed at various High courts to decide the issues of writ in fixed time frame of 30 days. .
It is the most disheartening and sad story of Indian judicial system that courts are used in general and in practice not to get justice but to perpetuate reign of injustice. Courts seldom award punishment to guilty person in time but spend so much time in the process of judgment that the victim is either extinguished or the very purpose of filing a case is defeated or loses physical, mental and financial energy to such a pitiable extent that the case filed for justice is ultimately left unattended and become useless and endless. Even the veteran criminals get relief once the police files case in any court. It is very easy to prolong the judicial process as per whims and fancies of the criminal and at least till all witnesses or all plaintiffs are finished or become ineffective.
For your ready reference and to enlighten you more on the subject I submit hereunder some important points related to pension rules and subsequent agreement prevalent in banks.
1. In the Pension Regulations 1993/1995 there is no provision for collecting money from employees to make up the short-fall in pension fund. If at all any short fall is faced it should be made good by the banks themselves. Then on what basis banks are now asking employees to contribute for short fall?
2. In 7th, 8th, 9th bi-partite settlements 8.25%, 9.25%, 13% of additional cost of pension was carved out of wage load and given to banks to make-up the shortfall in pension fund. This amount belongs to both Pension Optees and PF optees, but used for paying pension to Pension Optees only. Therefore is there any logic in asking funds now from PF optees only?
3. In the Pension Regulation 1993/1995 there was a clause stating that pension will not be paid to those employees who participates in any strike. In 1999, this clause has been removed, but no fresh option is given to PF optees to join pension scheme then. Why?
4. In Railways and RBI fresh options were given to employees to join Pension Scheme several times without asking single paisa. Then why in Banks, Employees are asked to contribute towards Pension Fund?
5. If all the employees would have opted for Pension in 1996/1995 itself, how banks would have managed Pension Fund?
6. In State Bank of India three retirement benefits are being given to employees. viz. PF+Pension+Gratuity. In Public Sector Banks only two benefits are available. Even for that second benefit Employees have to pay in every wage revision settlement. Does it mean Bank Employees are not given two retirement benefit, but they are given only 1.5 benefits i.e., half of what SBI employees are getting?
7. When SBI associate banks are merged with SBI, Govt. is ready to extend Pension Benefit to those Employees of associate banks without asking anything from employees. Where from money comes to meet this additional expenditure?
8. Banks are ready to incur expenditure to the extent of 14% (10% of B.P. +D.A) towards PF for new recruits from 01.04.2010, but not ready to pay more than 10% for PF optees. Why?
9. Pension Regulation 1993/1995 provides for paying pension only on superannuation, i.e. after 60years of age only, but at the time of VRS2000 it is modified /amended to give pension to even employee of 40years. Because of this act of Banks only, Pension fund dried up. Is it not true?
10. Hence, we PF optees feel principle of natural Justice is denied to us and it is clear cut violation of fundamental Law of Equality before justice granted by Constitution of India to each citizen of India.
I am fully confident you will take all possible steps to give justice to six lac bank employees who have been badly affected by said agreement. It is worthwhile to mention here that bank management has already recovered Rs.1800 crores from serving employees who will be given second offer for pension as per said Agreement. Not only this , even trade unions participating in the said agreement has realized more than two hundred crores from bank employees as Levy or their remuneration or fee for negotiating with IBA and for signing on the said agreement.
12.08.2010
Subject: Illegal recovery from PF optees in PSU Banks
And
Misuse of usual delay in judicial process
I would like to draw your kind intervention in the matter of second offer of pension being given to bank employees who did not accept pension offer in 1993/95 when pension scheme was first introduced in banks in lieu of contributory provident fund.
After prolonged movement by bank employees for almost 15 years and after 30 months agitational programme, Indian banks Association (IBA) signed an agreement with United Forum of Bank Employees (UFBU) on 27th of April. Till 25th of April 2010 there was never a talk among leaders during last 15 years that there will be recovery from PF optees from their arrear if they are given second option for pension. But in the eleventh hour, union leaders who are mostly retired employees were ill motivated by IBA and it is they played a mischievous role to introduce a discriminatory clause in the agreement which enables banks to recover 2.8 times of revised salary of November 2007 from such employees who opts for pension.
Obviously those who opted for pension in 1993/95 got free option for pension whereas those who will opt for the same benefit after 15 years prolonged movement will have to purchase the same by paying Rs.50000 to more than one lac rupees. This discrimination is clearly in violation of spirit of Equality of Law granted under Indian Constitution.
Since the agreement was signed by a few say 20 union leaders on behalf of eight lac bank employees IBA got an upper hand in executing even legally invalid clause. In such position bank employees all over the country started condemning the said bipartite settlement, formed fresh unions and finally filed writs in various high courts.
On 24th June 2010 Madras High Court granted interim stay on recovery from PF optees.
But IBA and bank management in nexus with mischievous union leaders filed another writ in the same court for vacation on stay on the false but emotional plea that retired employees are on the verge of death and banks are unable to start pension payment to them because they have no fund and they not got refund from retired employees.
Court due to its busy schedule heard the petition on 10th of August 2010, considered the pain of retired employees and vacated the stay.
IBA and union leaders in particular and people of India understand it very well that once the court case is filed in any Indian court, it will take a decade or two decade in getting final judgment on any issue. In such situation banks can execute the disputed agreement.
It is open secret now that banks will not only spend lavishly on advocate to prolong the hearing , torture the fighting employees and but also try its best to weaken the fighting intensity of employees who have moved courts in the large interest of three lac retired and three lac serving employees.
Obviously bank employees for none of their fault will have to pay Rs.50000/ to more than one lac to purchase pension offer which is absolutely illegal and not reasonable from any angle of consideration. Such discriminatory recovery never occurred in any department in our country. This historic blunder is going to be committed by bank management and bank employees will become victim of faulty judicial process as everyone knows that it takes High courts and Supreme Court two to three decades in deciding any case.
I therefore make an earnest appeal to you to advise finance ministry, banking division, law ministry and IBA to bring about necessary change in the agreement or else government of India should promulgate an ordinance and make bank employees at par with Central government employees and nullify the said discriminatory agreement. In the recent past when dispute arose between IRDA and SEBI government of India with the help of ordinance nullified the effect of court case filed by IRDA against SEBI.
Alternately you can ensure expeditious judicial process by appointing special bench in Supreme Court combining writs filed at various High courts to decide the issues of writ in fixed time frame of 30 days. .
It is the most disheartening and sad story of Indian judicial system that courts are used in general and in practice not to get justice but to perpetuate reign of injustice. Courts seldom award punishment to guilty person in time but spend so much time in the process of judgment that the victim is either extinguished or the very purpose of filing a case is defeated or loses physical, mental and financial energy to such a pitiable extent that the case filed for justice is ultimately left unattended and become useless and endless. Even the veteran criminals get relief once the police files case in any court. It is very easy to prolong the judicial process as per whims and fancies of the criminal and at least till all witnesses or all plaintiffs are finished or become ineffective.
For your ready reference and to enlighten you more on the subject I submit hereunder some important points related to pension rules and subsequent agreement prevalent in banks.
1. In the Pension Regulations 1993/1995 there is no provision for collecting money from employees to make up the short-fall in pension fund. If at all any short fall is faced it should be made good by the banks themselves. Then on what basis banks are now asking employees to contribute for short fall?
2. In 7th, 8th, 9th bi-partite settlements 8.25%, 9.25%, 13% of additional cost of pension was carved out of wage load and given to banks to make-up the shortfall in pension fund. This amount belongs to both Pension Optees and PF optees, but used for paying pension to Pension Optees only. Therefore is there any logic in asking funds now from PF optees only?
3. In the Pension Regulation 1993/1995 there was a clause stating that pension will not be paid to those employees who participates in any strike. In 1999, this clause has been removed, but no fresh option is given to PF optees to join pension scheme then. Why?
4. In Railways and RBI fresh options were given to employees to join Pension Scheme several times without asking single paisa. Then why in Banks, Employees are asked to contribute towards Pension Fund?
5. If all the employees would have opted for Pension in 1996/1995 itself, how banks would have managed Pension Fund?
6. In State Bank of India three retirement benefits are being given to employees. viz. PF+Pension+Gratuity. In Public Sector Banks only two benefits are available. Even for that second benefit Employees have to pay in every wage revision settlement. Does it mean Bank Employees are not given two retirement benefit, but they are given only 1.5 benefits i.e., half of what SBI employees are getting?
7. When SBI associate banks are merged with SBI, Govt. is ready to extend Pension Benefit to those Employees of associate banks without asking anything from employees. Where from money comes to meet this additional expenditure?
8. Banks are ready to incur expenditure to the extent of 14% (10% of B.P. +D.A) towards PF for new recruits from 01.04.2010, but not ready to pay more than 10% for PF optees. Why?
9. Pension Regulation 1993/1995 provides for paying pension only on superannuation, i.e. after 60years of age only, but at the time of VRS2000 it is modified /amended to give pension to even employee of 40years. Because of this act of Banks only, Pension fund dried up. Is it not true?
10. Hence, we PF optees feel principle of natural Justice is denied to us and it is clear cut violation of fundamental Law of Equality before justice granted by Constitution of India to each citizen of India.
I am fully confident you will take all possible steps to give justice to six lac bank employees who have been badly affected by said agreement. It is worthwhile to mention here that bank management has already recovered Rs.1800 crores from serving employees who will be given second offer for pension as per said Agreement. Not only this , even trade unions participating in the said agreement has realized more than two hundred crores from bank employees as Levy or their remuneration or fee for negotiating with IBA and for signing on the said agreement.
12.08.2010
Sunday, August 8, 2010
Appeal to IBA, Banking Division, Reserve Bank of India
I desire to place following questions before Banking Division, Ministry of Finance, Prime Minister of India, President of India and all trade Union Leaders in banks. I hope you will give due place for this appeal which will serve the purpose of lacs of bank employees.
QUESTION EVERYTHING!....SAID SOCRATES! WE THE PF OPTEES QUESTION THE PENSION SETTLEMENT!
1. In the Pension Regulations 1993/1995 there is no provision for collecting money from employees to make up the short-fall in pension fund. If at all any short fall is faced it should be made good by the banks themselves. Then on what basis banks are now asking employees to contribute for short fall?
2. In 7th, 8th, 9th bi-partite settlements 8.25%, 9.25%, 13% of additional cost of pension was carved out of wage load and given to banks to make-up the shortfall in pension fund. This amount belongs to both Pension Optees and PF optees, but used for paying pension to Pension Optees only. Therefore is there any logic in asking funds now from PF optees only?
3. In the Pension Regulation 1993/1995 there was a clause stating that pension will not be paid to those employees who participates in any strike. In 1999, this clause has been removed, but no fresh option is given to PF optees to join pension scheme then. Why?
4. In Railways and RBI fresh options were given to employees to join Pension Scheme several times without asking single paisa. Then why in Banks, Employees are asked to contribute towards Pension Fund?
5. If all the employees would have opted for Pension in 1996/1995 itself, how banks would have managed Pension Fund?
6. In State Bank of India three retirement benefits are being given to employees. viz. PF+Pension+Gratuity. In Public Sector Banks only two benefits are available. Even for that second benefit Employees have to pay in every wage revision settlement. Does it mean Bank Employees are not given two retirement benefit, but they are given only 1.5 benefits i.e., half of what SBI employees are getting?
7. When SBI associate banks are merged with SBI, Govt. is ready to extend Pension Benefit to those Employees of associate banks without asking anything from employees. Where from money comes to meet this additional expenditure?
8. Banks are ready to incur expenditure to the extent of 14% (10% of B.P. +D.A) towards PF for new recruits from 01.04.2010, but not ready to pay more than 10% for PF optees. Why?
9. Pension Regulation 1993/1995 provides for paying pension only on superannuation, i.e. after 60years of age only, but at the time of VRS2000 it is modified /amended to give pension to even employee of 40years. Because of this act of Banks only, Pension fund dried up. Is it not true?
10. Hence, we PF optees feel principle of natural Justice is denied to us and it is clear cu violation of fundamental Law of Equality before justice granted by Constitution of India to each citizen of India. We appeal to both IBA AND UNIONS to re-open the settlement and take corrective measures.
We hope BANKS AND UNIONS WILL ANSWER THESE QUESTIONS!
QUESTION EVERYTHING!....SAID SOCRATES! WE THE PF OPTEES QUESTION THE PENSION SETTLEMENT!
1. In the Pension Regulations 1993/1995 there is no provision for collecting money from employees to make up the short-fall in pension fund. If at all any short fall is faced it should be made good by the banks themselves. Then on what basis banks are now asking employees to contribute for short fall?
2. In 7th, 8th, 9th bi-partite settlements 8.25%, 9.25%, 13% of additional cost of pension was carved out of wage load and given to banks to make-up the shortfall in pension fund. This amount belongs to both Pension Optees and PF optees, but used for paying pension to Pension Optees only. Therefore is there any logic in asking funds now from PF optees only?
3. In the Pension Regulation 1993/1995 there was a clause stating that pension will not be paid to those employees who participates in any strike. In 1999, this clause has been removed, but no fresh option is given to PF optees to join pension scheme then. Why?
4. In Railways and RBI fresh options were given to employees to join Pension Scheme several times without asking single paisa. Then why in Banks, Employees are asked to contribute towards Pension Fund?
5. If all the employees would have opted for Pension in 1996/1995 itself, how banks would have managed Pension Fund?
6. In State Bank of India three retirement benefits are being given to employees. viz. PF+Pension+Gratuity. In Public Sector Banks only two benefits are available. Even for that second benefit Employees have to pay in every wage revision settlement. Does it mean Bank Employees are not given two retirement benefit, but they are given only 1.5 benefits i.e., half of what SBI employees are getting?
7. When SBI associate banks are merged with SBI, Govt. is ready to extend Pension Benefit to those Employees of associate banks without asking anything from employees. Where from money comes to meet this additional expenditure?
8. Banks are ready to incur expenditure to the extent of 14% (10% of B.P. +D.A) towards PF for new recruits from 01.04.2010, but not ready to pay more than 10% for PF optees. Why?
9. Pension Regulation 1993/1995 provides for paying pension only on superannuation, i.e. after 60years of age only, but at the time of VRS2000 it is modified /amended to give pension to even employee of 40years. Because of this act of Banks only, Pension fund dried up. Is it not true?
10. Hence, we PF optees feel principle of natural Justice is denied to us and it is clear cu violation of fundamental Law of Equality before justice granted by Constitution of India to each citizen of India. We appeal to both IBA AND UNIONS to re-open the settlement and take corrective measures.
We hope BANKS AND UNIONS WILL ANSWER THESE QUESTIONS!
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