Tuesday, March 27, 2012

Beware Late Sitter


Those workers and specially officers who do not work but invariably sit late in office and come early to show their bosses that they only are real performers and others who come in  office , work sincerely for set hours and go out of office in time are absconders should learn lesson from this article. 

It is undoubtedly true that a true and hard worker can do good work for hardly 40 hours a week . But a person who has to simply flatter to bosses need not work but simply sit late in office so that boss may be made to understand that he is better than others. Most of the offices in government sector are victim of these late sitting worms.And most of the bosses are sick of late sitting.They are sick and they make other sick of many diseases.
Exception: -------Of course there are some exceptional workers who sit late for genuine reasons and on the other hand there are some other such workers who sit late or go in time are of no use because they are unwilled or unskilled or both.


“Late sitting” a term, which has become synonymous with ‘efficiency’ and rewards in ‘Public Sector Banks’.This reliance on the most despicable manifestation of inefficiency, exposed the chinks in armor of ‘Human Resource Management’ departments of these nationalized banks.In many nationalized banks staying,not actually working, till late at night has become hallmarks or ‘badges of excellence’, so necessary to get those coveted ‘PAF’ ratings, so necessary for those scale IV,V, VI and so on.
http://mitalismusings.blogspot.in/2012/03/late-sitting-in-nationalized-banks_28.html
Why Working More Than 40 Hours a Week is Useless

Research shows that consistently working more than 40 hours a week is simply unproductive.
Please read this article   

For many in the entrepreneurship game, long hours are a badge of honor. Starting a business is tough, so all those late nights show how determined, hard working and serious about making your business work you are, right?
Wrong. According to a handful of studies, consistently clocking over 40 hours a week just makes you unproductive (and very, very tired).
That's bad news for most workers, who typically put in at least 55 hours a week, recently wrote Sara Robinson at Salon. Robinson's lengthy, but fascinating, article tracesthe origins of the idea of the 40-hour week and it's downfall and is well worth a read in full. But the essential nugget of wisdom from her article is that working long hours for long periods is not only useless – it's actually harmful. She wrote:
The most essential thing to know about the 40-hour work-week is that, while it was the unions that pushed it, business leaders ultimately went along with it because their own data convinced them this was a solid, hard-nosed business decision….
Evan Robinson, a software engineer with a long interest in programmer productivity (full disclosure: our shared last name is not a coincidence) summarized this history in a white paper he wrote for the International Game Developers’ Association in 2005. The original paper contains a wealth of links to studies conducted by businesses, universities, industry associations and the military that supported early-20th-century leaders as they embraced the short week. 'Throughout the ’30s, ’40s and ’50s, these studies were apparently conducted by the hundreds,' writes Robinson; 'and by the 1960s, the benefits of the 40-hour week were accepted almost beyond question in corporate America. In 1962, the Chamber of Commerce even published a pamphlet extolling the productivity gains of reduced hours.'
What these studies showed, over and over, was that industrial workers have eight good, reliable hours a day in them. On average, you get no more widgets out of a 10-hour day than you do out of an eight-hour day.
Robinson does acknowledge that working overtime isn't always a bad idea. "Research by the Business Roundtable in the 1980s found that you could get short-term gains by going to 60- or 70-hour weeks very briefly — for example, pushing extra hard for a few weeks to meet a critical production deadline," she wrote. But Robinson stressed that "increasing a team’s hours in the office by 50 percent (from 40 to 60 hours) does not result in 50 percent more output...In fact, the numbers may typically be something closer to 25-30 percent more work in 50 percent more time."
The clear takeaway here is to stop staying at the office so late, but getting yourself to actually go home on time may be more difficult psychologically than you imagine.
As author Laura Vanderkam has pointed out, for many of us, there's actually a pretty strong correlation between how busy we are and how important we feel. "We live in a competitive society, and so by lamenting our overwork and sleep deprivation — even if that requires workweek inflation and claiming our worst nights are typical — we show that we are dedicated to our jobs and our families," she wrote recently in the Wall Street Journal.
Long hours, in other, words are often more about proving something to ourselves than actually getting stuff done.
Are your 55+ hour weeks really productive and sustainable?



Wednesday, March 21, 2012

Fresh Guidelines for Promotion of Bank Officers


Old Wine in New Bottle




Officers in public sector banks in general are disheartened to see fresh guidelines issued by Ministry of Finance on 14th of this month to all public sector banks  in relation to promotion process applicable for promoting officers from one scale to other in public sector banks

I have been writing since long that as long as there is interview system or appraisal system, no one can guarantee justice for good officers and safety of health of banks. Officers of the rank of General Manager, Deputy General Manager, Asst General Manager ,Executive director and sometimes even Managing directors directly or indirectly have become wealthy by using promotion policy for their vested interest and it is they who have caused rise in bad assets.

It is remarkable to mention here When top management cannot assess the quality of an officer in a span of five to 30 years of actual working of an officer in various branches and various administrative offices, how can they assess the same in 2 to 3 minutes of Interview. Obviously they use the Interview to pick officers of their choice not giving value to merit but to gift and flattery they expect to get in return .

This is why, Flattery to top bosses and bribery to God father has become the easy tool to secure out of turn promotion. Promotion for ambitious officers and on the contrary for good performers, promotion has become a history. There are many such officers who have devotedly worked in various branches and whose work is always appreciated by seniors but they continue to remain  in the scale for decades and  always rejected in promotions.

In fact securing promotion in banks has become a game of money and yesmanism as it is prevalent in government offices and in political circle.

This is why quality of work has deteriorated in all offices in government sector .Health of banks is going from bad to worse year after year though by manipulation and fraudulent data top bankers are cheating regulators for years together. It is now that rating agencies have started downgrading rating of banks.

Quantum of NPA in banks has gone beyond control despite all scrutiny, audit and meetings undertaken periodically and mandatorily by Team of Chartered Accountants, ministers and high level secretaries. For health culture it is necessary to create a sense of, confidence, timely career movement, judicious recognition of performance, and credibility among officers for healthy growth of any organization.

I once again request all responsible officers and ministers to review promotion guidelines and adopt seniority based promotion as prevalent in central services to avoid whimsical and arbitrary promotions. This will create a sense of respectability among officers.

During last 10 to 30 years top ranked officers have used, amended and manipulated promotion policy as per their whims and fancies.

They are habituated to pick officer directly from campus in scale I to III, IV and V to employ relatives of bank top officials and relative of politicians and ministers jeopardizing the future of existing 10 to 30 years experienced officers. Inexperienced officers by dint of their flattery and bribery culture become boss of experienced officers which ultimately results in frustration and demotivation.

They have used policy guidelines issued by Government of India for rural posting to isolate and punish good officers who do not pay bribe and toe the line of bosses.

They have reduced or relaxed minimum years of experience from minimum (in fact 10 to 15 years in seventies and eighties )years to 2 to  4 years as per their whims with a malicious intention to select officers of their caste, community, relative and region discarding the future of experienced officers.

In conclusion I may say that top officials of banks have cheated many officers in the name of merit and fast rack promotion process and promoted evil culture in bank.

Due to mischievous actions of top officials only, field officers are constrained think it better to flatter the boss than to think for the safety of bank and for customers.

Flattery and yesmanism prevalent in politics and IAS and IPS circle has also become a fashion in public sector banks.


I reiterate until the system of interview and internal appraisal is in vogue, there is no hope that good culture and a sense of confidence among good officers will take place and none should dream that revised promotion guidelines will ever strengthen the root of banks. Government banks have to create strong and reliable Human Resource Team. Banks can prosper and customers can feel pleasure only when officers become loyal to bank and not to bosses.


It is common among Indians to misuse powers delegated to them and hence it is desirable to adopt seniority based promotion as happens in case of IAS and IPS officers and for central services. It is possible in bank that a clerk joined in 70-80 became scale IV or V or VI but an officer who joined in the same period is still scale II or scale III.

Moreover powerful persons in all sphere of life give more value to person of their caste, community, region and religion. Justice cannot be expected from majority of powerful persons, exceptional dry honest and sincere persons are few who gives value to quality.


In eighties an officer could get an opportunity for promotion after 10 to 15 years but now banks are giving three to four promotions to officers who have joined bank in 1991 onwards and even after 2000.


Old officers cannot dream of promotions from scale II to III or III to IV because now a day bank directly pick officers in higher scales from campus where sons and daughters of top bankers are admitted and undergoing MBA education. There are hundreds of officers who have not got any promotion during last 20 years whereas there are many such flatterer officers  who got three or four promotions in 10 years of service.


There are many officers who have acquired a good number of certificates by honesty or by foul means but they are not fit even for posting as Branch head or on any responsible post. But they are promoted.

There are numerous officers who have been promoted despite the fact that serious charges of irregularities have been pending against them for inquiry and investigation.


There are thousands of such officers who have been working in only rural areas for twenty to thirty years but still banks seek relaxation in rural service. Why? It is because top officials want to promote officers of their choice who can manage WWW for them by hook or by crook but who has never worked in rural areas. If senior officer (interview panel) wants to promote an officer, he will do so by obtaining a declaration from the candidate.


A few years ago government issued incentive scheme for officers posted in North East Area. Bank used this policy also to harass officers who failed to toe the line of boss. It is pity that even incentive are not given to such officers. As long as top officers are corrupt and ill motivated, there is no doubt all good policies are used for bad purpose and with bad intention.


Management talk of Annual Appraisal report and want to give weightage to marks obtained in these reports. Unfortunately even these reports are manipulated and forged sheet of marks are allotted to officers who are choice of top ranked officers for promotion. Not only this, same officer is rated differently by different Regional Head when the same officers posted at different branches in different states.

There are some senior officers ( appraising authority) who use to give 90 to 98 marks to his subordinate in annual appraisal reports, some others give marks from 80 to 90 and some are more conservative who give marks below 80 for outsiders and higher for known persons. In fact the appraising authority in ninety percent of cases do not know how to write appraisal report, neither does he attach any importance to this. It is also true that even reviewing authority do not know how to review the annual appraisal report for his subordinate. As such any value given to marks obtained in annual appraisal reports in promotion processes does not lead to justice.


It is not astonishing that even marks are given on the basis of caste, community, region and religion of the officer who is candidate for promotion or whose appraisal report is being written by appraiser If a north Indian is posted in south , his appraisal report may not be equal to or better than that of south Indians and vice versa..In my opinion marking given in annual appraisal reports has got no linkage with actual performance of the person who is assessed.


In India all decisions, perception and conception of bosses about me or you depend not on how I or you work but depends on what is his angle of consideration who is supposed to assess me or you. I or you may be good for one boss and worst for another boss. In such position it is always desirable that officers are promoted on the basis of seniority without any bias and favoritism. 

It is true that there are some disadvantages on introduction of purely seniority based promotion, it is undeniable bitter truth that keeping in view the mentality of top ranked officials in banks the merit and advantages of seniority based promotion is definitely more than that of so called merit or fast track channel based promotion.

I therefore propose following alternative solution may be considered as a better option and not as a fool proof.

 Interview system in promotion should be stopped forthwith

All officers in order of seniority should be promoted.

Misuse of power / delegated authority is inevitable until judiciary become quick, effective and honest.

When there is a fear of punishment from court , none in the country will dare follow corrupt ways and means.

Unfortunately in India, corrupt officers do not fear court /police because they can force police / court to dance as per their whims and fancies by dint of their money power. It is only honest and innocent fear court and police because they know they can be tortured by police, court and higher bosses for any valid or invalid reason  if they so like. We have seen the fate of whistle blowers, Ramdeo and Team Anna.

Many aggrieved officers have filed case in court but judgment does not come even after lapse of years and decades and management take advantage of it. Judiciary is not to provide justice but to perpetuate injustice in nexus with gang of manipulators.

As many as ten writs are pending in various High Courts filed by PF Optees (bank officer aggrieved by 9th Bipartite Settlement) against injustice meted out to them through 9th Bipartite Settlement. It is pity that even Union Leaders supposed to protect the interest of officer members worked in nexus with management clearly stabbing union members from the back.

None is reliable.

This is India.

Hence promotion by seniority as was prevalent in government banks in seventies should be reintroduced and direct recruitment in higher scale should be stopped. 
Interview should be confined only at the time of fresh recruitment of officers in bank and not for promotion.

Policy applicable for promotion of IAS and IPS officers may also be followed.

Seniority base promotion will at least allay all doubts arising in the mind of rejected officers and the system will act as transparent as possible .Officers who have not got promotion for years together will feel elevated and work devotedly for bank. As of now senior officers neither get annual increment due to stagnation nor do they get chance in promotion because young officers and corrupt officers have become the choice and preference of selecting body.

If at all it is found that officers promoted to higher scale is not worth the post he may be given a few chance and finally kicked out of the bank and this decision should be taken by a team of at least eleven senior officers to avoid misuse of this power too. But in no case an officer should be deprived of his right of promotion only because he has got no Godfather. It is shocking to observe that  government bank top officials pick up officer directly from campus in scale III or IV who has got not experience of banking b\whereas officers of 20 to 25 years experience with sound track record of performance are sidelined.

I pray God that good sense will prevail upon regulators , so called protectors and rulers of this country.




Copy of Fresh guidelines is given below 



F.No.4/11/1/2011-IR
Government of India
Ministry of Finance
Department of Financial Services
Jeevan Deep, IIIrd Floor,
Parliament Street, New Delhi
Dated the March 14th, 2012.

To
Chairman & Managing Directors of all Public Sector Banks

Subject : Guidelines for Promotions in Public Sector Banks

Sir,

The Government of India had, vide circular of even no dated 5.12.2011,
issued revised guidelines for eligibility and methods of promotions in Public Sector 

Banks while revising the guidelines issued earlier vide circular No. 4/5/6/84-IR dated

23.06.1986 and 14/18.09.1987 on the subject.


2. Meanwhile, some references have been received from banks on the issue of 

operationalisation of these guidelines dated 5.12.2011 wherein it has been 

represented that the requirement of rural/semi urban posting or experience as 

Branch or Regional head etc be applied prospectively and certain relaxations be 

provided with reference specialists cadre and zone of consideration.

3. After consideration, the Government, in supersession of the earlier guidelines 
issued vide circular of even number dated 5.12.2011, now issues these guidelines 
for promotion of officers in Public Sector Banks, while providing relaxations for 
prospective implementation in provisions requiring involving mandatory experience.

4. The channel of promotion and minimum experience requirement at various
levels shall be as follows:

Scale Promotion Channel Minimum
Experience
requirement
(in years)
Maximum
permissible
relaxation
by Board
(in years)
Minimum
length of
services
(in years)
I to II Normal/Seniority Channel 5 1 NA
Merit/Fast Track Channel 3 1 NA
II to III Normal/Seniority Channel 5 1 NA
Merit/Fast Track Channel 3 1 NA
III to IV Merit/Fast Track Channel 3 1 NA
IV to V Merit Channel 3 1 12
V to VI Merit Channel 3 1 15
VI to VII Merit Channel 3 1 18

5. Cut Off Date for Eligibility

i. The cut off date for determining eligibility as well as completed years of service 
will be as on the 1st of April of the financial year (April-March) in which the  
vacancies arise.

ii. All vacancies likely to arise in the financial year shall be taken into account for 
the purpose of promotion exercise. Vacancies due to deputation of officers for a 
period of one year and more should be treated as a vacancy during the year.

iii. Minimum 75% marks in APAR for each of the years of service required for 
eligibility for promotion would be required under merit channel/fast track.

iv. No officer would be given the benefit of relaxation in the minimum required 
experience by the Board at two successive levels of promotion in Scale - III and 
above.



6. Promotion from Scale – I to II and II to III
i. There shall be a mandatory requirement of having completed two years of 
continuous service in rural areas for promotion from Scale-I to II, and a total of 
three years in rural / semi-urban areas, including the rural service in Scale-I, for 
promotion from Scale - II to III.

ii. For the seniority channel, officers who have put in more than the aforesaid 
service in rural areas will get an advantage of further relaxation of 50% 
weightage in minimum experience for each additional completed year of service 
while assessing their eligibility as per Para 4 above.



7. Promotion from Scale – IV and above
i. For promotion from Scale – III to IV and IV to V, it will be mandatory to pass an 
examination for computer literacy and computer knowledge.

ii. For being eligible for promotion to Scale-V, the candidates should have been a 
Branch Head for at least three years.

iii. For being promoted to Scale-VII, the officer should have worked as Regional /
Circle Head or must have worked, in Scale - III to V, in the Regional / Circle 
Office for two years.

iv. The experience as Chairman of RRB would be treated as equivalent to 
experience as Regional/Circle Head.

v. It shall be mandatory to have a Group Discussion to assess the 
communication, conceptual and leadership  capabilities for promotion to Scale-

IV and V. For this purpose, a Board consisting of outside experts and officers of 
the Bank should be constituted with the approval of the Board.

vi. Bank shall make appropriate job rotation policy giving exposure to all verticals 
for officers in Scale-V and VI and get it approved from the respective Board.

vii. The interview committee for promotion to Scales - V, VI and VII should have 
two outside expert with domain knowledge approved by the Board of the Bank 
for each year.

viii During interview for Scales-V, VI and VII, weightage should be given to the 
following :-

a) Whether the officer has worked in different specialized areas of the banks.
b) Whether officer has been posted to different parts of India or has been only 
one / few Region / Circle.

c) Whether the officer has experience of working in the field as well as working 
in Regional / Zonal and Head Office.

d) Whether the officer has professional qualifications and/or has the officer 
acquired additional qualifications after joining the service.

ix. Banks would be free to also have system of written examination for promotion 
at various levels as per their Board approved policies.



8. Specialised Cadres

i. For specialist cadres, namely, forex, credit, technology, HR, wealth 
management etc., it shall be mandatory that prior to joining the main stream 
cadre, such officers should necessarily remain in the specialised cadre for at 
least five completed years of service. Thereafter, the officer should gain 
experience of at least two years in field operations. There will be exemption 
from posting to rural areas for these officers.

ii. Officers recruited in the specialist cadre would be eligible for promotion in their 
respective cadre as per the eligibility and experience mentioned at para 4
above and shall be allowed to join the main stream in the event of completion of 
service as mentioned in para 8(i) above.

iii. In case, the Specialist Officers joins at a Scale higher than Scale 1, the 
minimum service requirement in para 4 of these Guidelines would be reckoned 
from the level at which they enter the service. For example, if an officer enters 
at Scale II, the minimum length of service for promotion from Scale IV to Scale
V will be 9 years instead of 12 years.

iv. Banks should ensure that before moving the officer to a field position or to main
stream cadre, they develop the capacities of other officers of the bank in order 
to ensure proper functioning of that specialized vertical. No officer shall be 
moved to the main stream cadre / field positions without ensuring this.



9. Zone of Consideration

(i) The zone of consideration for promotion should be strictly maintained at 1:3
ratio. In case fresh candidates equal to the number of anticipated vacancies are 
not available by keeping zone of consideration at 3 times the anticipated 
vacancies, the zone of consideration may be extended to 4 times the number of 
anticipated vacancies, with the prior approval of the Board.

(ii) In case it is not possible for the Banks to fill all the posts under merit quota, the 
Banks may at their discretion, decide to fill the remaining posts under the 
normal / seniority channel.



10. Further, these guidelines provide relaxation with reference to the experience 
required in Para 6(i), Para 7(ii), Para 7(iii) and Para 8(i) above only for the years 
2011-12, 2012-13, 2013-14, 2014-15 and 2015-16 as per provisions contained in 
Annexure.

11. It is clarified that in cases where banks have completed the promotion 
process prior to the issue of these revised guidelines, the same could be reviewed 
as per these guidelines.

12. These guidelines shall come into force with immediate effect and shall be 
operationalised after adoption by the respective Boards.

This issues with the approval of Secretary (FS).

Yours faithfully,
S/d
(Manish Kumar)
Under Secretary to the Government of India
Copy to :-
(a) All Govt. Nominee Directors for information and necessary action.
(b) Coordination Section for placing on circular file.
(c) Computer Cell for placing on the website of DFS under head Banking /
Circulars.



Annexure
Relaxation
 in Guidelines for Promotions in Public Sector Banks

Since, it is possible that some officers in Public Sector Banks would not have 
completed the necessary rural/semi urban/branch head/ Regional/Circle head 
postings as prescribed in Para 6(i), Para 7(ii), Para 7(iii) and Para 8(i) of these



Guidelines, it is stated as follows:-
(i) It is expected that the banks would complete the process of posting of  
officers by June 2012.

(ii) The mandatory requirement of 2 years or 3 years experience in these paras,
as the case may be, stands relaxed by certain time period as follows only of the 
years 2011-12, 2012-13, 2013-14, 2014-15 and 2015-16:

Requirement of 
Experience 
(in Paras)
For the 
Promotion Year 
2 years 
(as provided in Para 6(i), 
Para 7(iii) and Para 8(i) )
3 years 
(as provided in Para 6(i) 
and Para 7(ii) )

2011-12 & 2012-13 2 years 3 years
2013-14 1 year 3 months 2 years 3 months
2014-15 3 months 1 year 3 months
2015-16 Nil 3 months

(iii). Officers promoted for the promotion year up to 2012-13, would need to be  
posted to rural/semi urban areas immediately on posting if they do not meet the 
condition of such posting as mentioned at 6(i) of the guidelines.

*******

Tuesday, March 13, 2012

Decide Your Priority


Description: Description: http://graphics8.nytimes.com/images/2007/04/03/nyregion/04teacher-600.jpg
The Mayonnaise Jar 
  When things in your life seemalmost too much to handle,
When 24 Hours in a day is not enough,
Remember the mayonnaise jar and 2 cups of coffee.

A professor stood before his philosophy class 
and had some items in front of him.
When the class began, wordlessly,
He picked up a very large and empty mayonnaise jar
And proceeded to fill it with golf balls.

He then asked the students, if the jar was full.
They agreed that it was.

The professor then picked up a box of pebbles and poured
them into the jar.   He shook the jar lightly.
The pebbles rolled into the open Areas between the golf balls.

He then asked the students again if the jar was full.  They agreed it was.

The professor next picked up a box of sand and poured it into the jar.
Of course, the sand filled up everything else.
He asked once more if the jar was full. The students responded with a unanimous 'yes.'

The professor then produced two cups of coffee from
 under the table and poured the entire contents into the jar, effectively

filling the empty space between the sand.  The students laughed.

'Now,' said the professor,   as the laughter subsided,
'I want you to recognize that this jar represents your life.
The golf balls are the important things - family,
children, health, Friends, and Favorite passions – 
Things that if everything else was lost and only they remained, Your life would still be full.

The pebbles are the other things that matter like your job, house, and car.

The sand is everything else --The small stuff.

'If you put the sand into the jar first,'  He continued,
there is no room for  the pebbles or the golf balls.
The same goes for life.

If you spend all your time and energy on the small stuff,
You will never have room for the things that are important to you.

So...

Pay attention to the things that are critical to your happiness.
Play With your children.
Take time to get medical checkups.
Take your partner out to dinner.

There will always be time to clean the house and fix the disposal.

'Take care of the golf balls first --
The things that really matter.
Set your priorities. The rest is just sand.'

One of the students raised her hand and inquired what the coffee represented.

The professor smiled.
'I'm glad you asked'.

It just goes to show you that no matter how full your life may seem,
there's always room for a couple of cups of coffee with a friend.'

Story of Appreciation



A powerful message in our modern society we seemed to have lost our bearing & our sense of direction.           
                                                                                   

**Story of Appreciation**                             
                                                                                   
One young academically excellent person went to apply for a managerial position in a big company. He passed the first interview, the director did the last interview, made the last decision. 


The director discovered from the CV that the youth's academic achievements were  excellent all the way, from the secondary school until the postgraduate research,
never had a year when he did not score. 


 The director asked, 

"Did you obtain any scholarships in school?" 


the youth answered "none".  

The director asked, “Was it your father who paid for your school fees?" 

The youth answered, "My father passed away when I was one year old, it was my mother who paid for school fees. 


The director asked, “Where did your mother work?" 

The youth answered, "My mother worked as clothes cleaner. The director requested the youth to show his hands.  The youth showed a pair of hands that were smooth and perfect. 


The director asked,  “Have you ever helped your mother wash the clothes before?" 

The youth answered, "Never, my mother always wanted me to study and read more books. Furthermore, my mother can wash clothes faster than me. 

The director said, ”I have a request. When you go back today, go and clean your mother's hands, and then see me tomorrow morning.* 

the youth felt that his chance of landing the job was high. When he went back, he happily requested his mother to let him clean her hands. His mother felt strange, happy but with mixed feelings, she showed her hands to the kid. The youth cleaned his mother's hands slowly. His tear fell as he did that. It was the first time he noticed that his mother's hands were so wrinkled, and there were so many bruises in her hands. Some bruises were so painful that his mother shivered when they were cleaned with water.                        
                                                                                   
This was the first time the youth realized that it was this pair of hands that washed the clothes everyday to enable him to pay the school fee. The bruises in the mother's hands were the price that the mother had to pay for his graduation,   academic excellence and his future.                       

After finishing the cleaning of his mother's hands, the youth quietly washed all the remaining clothes for his mother. That night, mother and son talked for a very long time. 

Next morning, the youth went to the director's office. The Director noticed the tears in the youth's eyes, asked: “Can you tell me what have you done and learned yesterday in your house?" 
The youth answered,  
" I cleaned my mother's hand, and also finished cleaning all the remaining   clothes' 

The Director asked, " please tell me your feelings."  

The youth said, 

Number 1, I know now what is appreciation. Without my mother, there would not the successful me today. 

Number 2, by working together and helping my mother, only I now realize how difficult and  tough it is to get something done. 

Number 3, I have come to appreciate the importance and value of family relationship. 

The director said, " This is what I am looking for to be my manager. I want to recruit a person who  can appreciate the help of others, a person who knows the sufferings of others to get things done, and a person who would not put money as his only goal in life.  You are hired.                                  

Later on, this young person worked very hard, and received the respect of his subordinates. Every employee worked diligently and as a team. The company's  performance improved tremendously. 

A child, who has been protected and habitually given whatever he wanted, would   develop "entitlement mentality" and would always put himself first. He would be ignorant of his parent's efforts. When he starts work, he assumes that every person must listen to him, and when he becomes a manager, he would never know the sufferings of his employees and would always blame others.                               

For this kind of people, who may be good academically, may be successful for a while, but eventually would not feel sense of achievement.  He will grumble and be full of hatred and fight for more. If we are this kind of protective parents, we really showing love or are we destroying the kid instead?*          
                                                                                   
You can let your kid live in a big house, give him a Driver & Car for going around,Eat a Good Meal, learn Piano, Watch a Big Screen TV. But when you are Cutting   Grass, please let them experience it. After a Meal, let them Wash their Plates and Bowls together with their Brothers and Sisters. Tell them to Travel in Public Bus, It is not because you do not have Money for Car or to Hire a Maid, but it is   because you want to Love them in a right way. 
You want them to understand, no   matter how rich their parents are, one day their hair will Grow Grey, same as the Mother of that young person.

The most important thing is your kid learns how to  appreciate the effort and experience the difficulty and learns the ability to work with others to get things done.