Monday, March 28, 2011

Reserve Bank of India

It is reported that 300000 crores of rupees Indian black money is parked in foreign banks by big shots, tax evaders, officers and politicians. Government does not want to take action against them because the black money is earned and remitted to foreign banks only by indirect support of ministers ,officers, politicians and domestic banks. More than 300000 crores of black money is circulating in domestic economy.

More than 300000 crores of rupees as tax defaults is not recoverable from High net worth businessmen and professionals because it is these tax defaulters who provide monetary support to politicians in winning the general election. These tax defaulters give huge money in the shape of bribe to top ranked officers, public representative and powerful ministers and get rid of all actions. Government does not want to recover overdue tax from such defaulters.

More than 300000 crores of rupees are locked in various public sector banks as bad assets (80000 crores of rupees as declared Non Performing Assets (NPA) and rest hidden as restructured and stressed assets). Government does not want to recover Tax from big value defaulters because such defaulters are closely associated with CMD, ED, General Managers of bank or various powerful people from political field or related to government officials directly or indirectly. Government does not want to recover money from small value defaulters because these defaulters known as villagers, farmers, or small traders are the vote banks of ruling party and hence government think it wise to waive small ticket loans ( during last election government waived 75000 crores of rupees).

More than 300000 crore valued fake notes and fake stamps are in circulation and government is unable to stop addition of fake notes and fake stamps in the economy.

More than 300000 cases are pending in various high courts of the country and more than thirty lac cases are pending in district level courts and government is unable to take any action against erring judges or corrupt advocates and government officers. Most of the cases are directly or indirectly associated with VIP of the society. Or else courts are unable to deliver judgment in want of adequate manpower and suitable infrastructure. More than 300000 cases have been referred to CBI by various state or central governments for investigation and necessary action. These cases are finally closed when the case is related to VIP and case is not pursued properly when CBI officials get bribe money to dilute the intensity of the complaints.

“Barbad Gulistan karne ko Ek hi Ulloo kaphi tha, Har Dal par Ulloo baithe hai Anjame Gulistan Kya Hoga”

Government gives license to high net worth tobacco manufacturers and wine manufacturers. Government allows manufacturing of Pan masalas, cigarettes and wine with an instruction to print a warning on each pack such as “ chewing of tobacco is harmful for health “, “Use of wine is dangerous for life”. But government fines and threatens to impose heavy penalty on small shop keepers, pan vendors who sell pan masalas. Government does not want to punish who manufacturers of such harmful product because politicians and officers receive heavy illegal money and costly gifts from them. Government gives hundreds of licenses in a small town and allows open sell of wine but punish who consume it. This is India.

Use of plastic bags, utensils and other products are found to be harmful by government and hence government impose penalty on shop keepers who sell goods in plastic bags and individuals who carry goods in plastic bags. But government does not want to punish manufacturers of various plastic products because officers and ministers receive huge money from manufacturers of these products.

Government officers huge money as bribe in allowing encroachment to businessmen, shop keepers, real estate developers, home owners, flat builders, park owners etc . It is officers of municipalities and municipal corporations who approves map for construction and who allows deviation in construction after taking huge money as bribe. When court gives orders for removal of encroachment small shop keepers, road vendors, vegetable sellers are beaten and their shops are broken but rich persons are spared because they can give bribe to officers once again to get rid of destruction of illegal construction.

This is India, the great India, shining India. This is Manmohan Singh brand reformation. This is the story of economic liberalization, globalization and privatization. This is the result of Gross Domestic Product said to be in two figures and for which Government led by Manmohan Singh feel proud of .This is India which is ranked 87 in the world and treated as one of the most corrupt countries in the world. India is still great because politicians of India know how to befool innocent and illiterate voters of the country on the basis of caste or community or regionalism and religion or by way of reservation. This is India where flatterers and corrupt rich persons are given ticket by political parties to fight general election and poor but talented persons are rejected. This is India where criminal can become MP or MLA but not intellectuals. This is India where corrupt officers are appointed as Vigilance officer and made Chief vigilance officer of the country to stop corruption. This is India where tax officials guide how to evade tax and police officials guide thieves how to get rid of punishment. And so on………. …………………………..But everybody talks of reformation.

It is worthwhile to mention here that almost all top ranked officers have properties worth tens of crores of rupees in various names and at various places though their total income earned during the period of their entire life is not even one crore of rupees. When most of officers and most of the politicians are corrupt there is very little hope that action, real action will ever be taken against corrupt person. Government is made of corrupt people only and then it is foolish to expect any justice from such government. Officers and politicians in general are birds of same feather.

www.callforjustice.in

Wednesday, March 16, 2011

Recruitment Transfer and Promotion

India has seen fake IAS officers, fake teachers, and fake ministers. Indians in general have experienced indifferent attitude of incompetent of government staff in almost all offices. India has seen whimsical appointments in government offices and forgery in almost all competitive test conducted for admission in schools, colleges and universities. Unemployed youths and serving employees in government offices have plenty of experience of fraudulent activities related to recruitment and promotions in government department. India has several examples when meritorious candidates are rejected and non-meritorious candidates who fulfill demands of recruiters (such as bribe, gifts, powerful recommendations, etc) are selected. One could not dream of the fact that even Pilot officers may be recruited through forged means. It is possible in India only.

Large scale corruption is involved in all types of examination, tests, recruitment processes, promotion process, postings and transfers of Human resources. Chief Minister of a state treats even IAS officers as his home servants. CMD and CEO of banks and public sector undertakings are selected only if there is recommendation of a minister or there is a strong lobby behind a person desiring to be CMD or ED or CEO.

When head of a department comes through corrupt ways and means, one can imagine of its repercussion and far reaching ramification down the level. Chain of transfers takes place as per choice of top officers. Choice is seldom based on merit but on more often than not based on quantity of bribe he is offered .Merit is getting disrespect everywhere and non performers but corrupt persons are always getting preferences .

As a matter of fact seeds of corruptions are sown from the very day of admission of a child in schools and it continues from getting employment to getting retirement benefits. Everywhere there is prominent role of bribe and flattery. And undoubtedly such unhealthy culture results in escalation of corruption in India. All efforts taken to curtail or reduce the level of corruption goes in vain and proves to be ineffective in practice.
Need of the hour is therefore to stop unhealthy practice in employment, posting, promotion and transfer prevalent in Indian administrative offices throughout the country.

CBI is more often than not ,asked to investigate into fraud or any matter related to loss of money to bank or any other office, but never in conduct of top officers who are indulged in unhealthy practices in process of examination, tests, recruitment processes, promotion process , transfers and postings. Punishments are never awarded to wrong doers in our country. It is always junior level staff who are made scapegoat for all evil works done by top ranked officers and ministers.

I am therefore of strong opinion that CBI investigation should be conducted into all recruitment and promotion processes which are taking place and which took place during last 10 to 30 years. This can only reveal the truth of corrupt and unhealthy practices going on for years and years and prevalent in almost all government departments which leads in unhealthy practices and rise in corruption.

Permanent Solution to this cancerous disease of bribe or flattery oriented recruitment, posting, promotion in government offices is to punish those officers who misused their discretionary powers and perpetuated reign of injustice for their vested interest and who accumulated illegal wealth through such unfair means. Only punishment to corrupt officers sitting at top post can demonstrate the real intention of the government and only such effective actions can only pave the way for real reformation in banking industry in particular and government department in general.
NDA recruitment scam: Army officer among six arrested

Teachers' recruitment scam: Pleas to make 4 IAS officers, teachers accused rejected

TNN Mar 28, 2012, 05.41AM IST
http://articles.timesofindia.indiatimes.com/2012-03-28/india/31249262_1_ias-officers-recruitment-scam-ajay-chautala

Pilots scam: Many to go scot-free

Nitesh Kumar Sharma, TNN Mar 25, 2011, 12.21am IST
http://articles.timesofindia.indiatimes.com/2011-03-25/jaipur/29188040_1_rajasthan-state-flying-school-commercial-pilot-licences-mohindar-kumar

Sunday, March 13, 2011

CBI Interview and Promotion in Banks

How many years of service is enough for bank management to assess and judge the potential, character, knowledge, capability, capacity, attitude, managerial skill, innovative skills, creative ideas, ,initiative, willingness, honesty and integrity etc of an officer for giving promotion to him from one grade to another grade, or from one scale to other?

10 years, 20 years, 30 years or more?

Educational qualification of a staff, record of performance during preceding years and his capacity to satisfy customers is already tested by management during his posting at various branches and offices. What else is then required to be tested by Interview panel to judge whether one staff is suitable for promotion or not?

www.callforjustice.in

Quality of an officer is already tested by bank management in span of more than 10 years and even thirty years of service and hence it is foolish to expect from members of Interview panel that during one to three minute interaction with the candidate in Interview process they will be extract something additional from the candidate.

Obviously Interview process is used to reject good officers and select officers who may be bad performer but who are the choice of members of Interview panel constituted for promotion process. Officers who are flatterer and who earn bribe and honestly share with their bosses or who is choice of some VIPs can be selected in preference to really good performers only by using weapons of rejection handed over to members of Interview panel.

If 10 to 30 years of service is not adequate to estimate the suitability of an officer for promotion to higher scale I think officers who judge and who are supposed to decide the suitability of an officer for promotion to higher grade or higher scale are incompetent and of doubtful integrity. Obviously such officers should be shown the exit door first.

On the contrary if an officer is not fit for promotion to higher scale even after 10 to 30 years of his service, such incompetent officers should be removed from service or given CRS.Only stopping of annual increment is not enough to penalize such non performers.

It is worthwhile to mention here that officers who work sincerely but not found fit for promotion either by corrupt member of Interview panel in interview process or due to biased rating in Annual appraisal reports are given assignment of higher responsibility by bank management. Such senior officers perform the best but they are not given even annual increment. They are kept in stagnation for three years irrespective of their performance. Juniors who do not perform are getting increment every year without any hindrances whereas seniors who perform better are denied even annual increment. It is justified or not only God knows.

But if an officer has to pass through ordeal of interview for getting promotion to higher grade scale does not seem justified from any angle of consideration. Interview and appraisal system in banking industry prevalent for promotion is totally unjustified, illogical and ill motivated. Such unwarranted processes give enough scope for injustice. Such Interviews are nothing but paves the way for arbitrary promotion to person who are not good for the health of the bank.

This is worthwhile to state that officers who are selected for promotion are invariably found to be guilty of causing loss to bank in subsequent years. It astonishes that officers of negligent and fraudulent character, officers who are charged with various lapses and against whom disciplinary action has been initiated, are selected in faulty promotion processes prevalent in banking industry and conducted by greedy and corrupt senior officers. This is why bad officers are posted as Branch head who do not know how to deal with customers and how to protect the interest of the bank. As a result NPA is increasing year after year in Public sector banks and the government is silent spectator of mischievous acts of top ranked officers.

CBI is asked to investigate into fraud or any matter related to loss to bank. I think CBI investigation should be conducted into all recruitment and promotion processes which took place during last 10 to 30 years. This can only reveal the ongoing corrupt and unhealthy practices and pave the way for real reformation in banking industry.